657-464-7641


Quality health and life coverage options, at an Affordable price!

ABOUT US

Ezlhealthandlife.com is a company that features productivity services & products that make a business owner feel comfortable running their business. We aren't a one-stop shop, we are more like a concierge for your business needs.
Product Details

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

Get an instant quote or more information by using links below.  Or call now.   657-464-7641

Medicare Insurance (Over age 65)

Medicare Supplement Plans are accepted by over 95% of all doctors/providers in America. Referrals are not required.  Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

Medicare Advantage Plans are Guaranteed Issue, have No Pre-existing Limitations and usually offer co-pays for Doctor, Hospital and RX costs.  Premiums are often $0 per month.

Get an instant quote or more information by using links below.  Or call now.   657-464-7641

Life Insurance

Life insurance is about taking care of your loved ones.  It protects your family and lets you leave them a defined, non-taxable cash amount at the time of death.  It can also replace your income, so your family can maintain their quality of life.

Get an instant quote or more information by using links below.  Or call now.   657-464-7641

Health Insurance Alternatives

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   657-464-7641

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

Get an instant quote or more information by using links below.  Or call now.   657-464-7641

Additional Plans

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   657-464-7641

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Frequently Asked Questions

Do you provide no exam life insurance for residents in Hemet?
Yes. We offer multiple carriers for this type of coverage!
Do you offer dental insurance with no waiting periods for residents in Hemet?
Yes, we do. We find most people have issues now and waiting periods are not helpful.
How soon can vision coverage be activated for residents in Hemet?
You could get benefits in as soon as 48 hours, depending on when you got your coverage and how fast the payment clears.

Additional Information

How much does an ACA (Obamacare) health plan cost in Hemet, CA?
To determine the cost of an ACA plan for an individual or family, several factors must be considered.  Some of these factors include:
  • 1.  The ages of you or/and your family members.
  • 2.  Which plan you choose.
  • 3.  If you qualify for a subsidy.
  • 4.  Which region of the country you live in.
If you are a U.S. citizen or permanent U.S. resident, you are likely to qualify for health insurance coverage through the ACA (Obamacare).   For more information, give us a call.
 
How can I get health insurance or Medicare insurance coverage in Hemet, CA?
If you need an affordable, individual, family, Medicare Supplement, or Medicare Advantage health insurance plan, we can help.  We serve the Hemet and Temecula regions.
 
In choosing the right health insurance plan for my needs, what are important things to consider?
When comparing different health insurance options, you should start by considering you and your family's medical status.  Look at the type of treatment you've received in the past.  Consider the prescription drugs you or a family member are currently using.  Note if there are specific physicians that you or a family member must have access to.

Next, learn about deductibles, coinsurance and maximum out-of-pocket benefits.  It is important to have a good understanding of how these plan components work.  Comparatively, from plan to plan, these benefits can vary greatly.  They determine how much you could be responsible for in medical bills should the unexpected occur.
Lastly, you will want to consider the health plan monthly premium.  How much you can afford?  With thoughtful consideration of the above items, you can be assured of making a smart health insurance plan choice.
 
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the Hemet and Temecula regions.
 
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the Hemet and Temecula regions.
 
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
 
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
 
Can you help me save on our small group health insurance coverage
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  657-464-7641.
 

Companies We Represent

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Today's Insurance Tip:

Good to know:  Plans that pay higher portion of your medical costs, but have a higher premium, are good if: you have pre-existing conditions, take expensive meds on a regular basis, are planning to have child, are expecting to undergo surgery, or have a chronic condition.  If you're in good health and only go to the doctor for routine checkups, consider a plan with a lower monthly premium and higher out-of-pocket costs.


Get In Touch

Ezlhealthandlife.com
Hemet, CA 92543
657-464-7641

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